Transparent access
Every opportunity starts with the facts.
Property details, pricing logic, indicative returns, documents, and key risks are organized in one place before anyone invests.
Deal context
Real property. Real rent. Clear rules.
Own real, rented Moroccan property alongside professionals, from 25,000 MAD.
Closed beta, approved by hand. A prototype with demo money only: nothing is invested.
Simulator
Own real, rented property alongside professionals, from 25,000 MAD.
Base scenario, held 5 years. net · indicative · not guaranteed.
- Net cash per year
1,122.51 MAD
Pessimistic 912.88 MAD
- Net profit over 5 years
3,796.26 MAD
Pessimistic 1,696.55 MAD
- Net IRR
3.07 %
Pessimistic 1.40 %
- You pay at subscription
25,450.00 MAD
25,000 MAD invested + 450 MAD structuring fee (1.5 % + VAT). Same in every scenario.
- Same money in a bank deposit
- 2,359.33 MAD
The bad case, too. In the Pessimistic scenario the same amount makes 1,696.55 MAD over 5 years, and a bank deposit would have earned more.
We built something different.
Clear ownership
Investors can understand what they own.
IGUDAR is built around visible fees, documented structures, investor rights, and simple terms for fractional real estate.
No hidden layers
Ongoing visibility
The platform keeps reporting after investment.
Occupancy, expenses, distributions, and property updates are designed to stay visible across the full asset lifecycle.
Live updates
Programmes & partners
How it works
An old idea, built for today
IGUDAR is named after the igudar, the collective granaries of the Amazigh. The same four ideas hold up the platform.
1One shared building
The igudar were the Amazigh collective granaries: one strong building that many families raised and guarded together.
In IGUDAR
A property bought through IGUDAR works the same way. One building, many owners.
2Your own chamber
Each family kept its own chamber, marked and remembered.
In IGUDAR
You hold shares of the company that owns the property, a defined and recorded part, never an unwritten promise.
3A trusted keeper
A granary needed a keeper everyone trusted.
In IGUDAR
Here, a regulated bank holds your money in escrow, and a professional operator rents and looks after the property.
4Rules written down
Everyone agreed the rules before the first harvest.
In IGUDAR
Ours are written in the shareholders' agreement, and the fee grid is published in full, the same for everyone.
Follow every dirham
Your wallet shows four things: what you committed, what sits in escrow, what is invested in the property company, and the rent you have actually received. Nothing hidden, nothing to guess.
Simulate your own amount- 1Your bank
- 2Escrow
- 3The building
- Committed
- 25,000.00 MAD
- Your amount, pledged to one project
- In escrow
- 0.00 MAD
- Held at the bank until the raise closes
- Invested
- 25,000.00 MAD
- Shares in the property company
- Received
- 1,122.51 MAD
- Net rent after year 1 (Base)
A 25,000 MAD example, Base scenario, one year after the raise closed. Figures are net · indicative · not guaranteed.
How your money moves
From your bank account to the building, and back
Your money is never mixed with ours. It waits in an escrow account until the raise succeeds, and goes back to you in full if it does not.
- You transfer your amount from your own bank account to an escrow account at a regulated bank, one account per project.
- If the raise reaches its target, the property company (SAS) buys the property. If it fails or the deadline passes, the bank refunds you in full.
- The property is rented to a professional operator under a master lease.
- Rent first pays the reserve, taxes and the platform fee. What is left is paid to your bank account as a net distribution.
- Exit windows open every 6 months after the first year. The property is sold, or sold in a block, around year 5, and you get your capital back plus or minus the change in the property value.
Day 0
You commit. A 14-day cooling-off period applies.
Raise closes
If the target is reached, escrow releases the funds to the property company.
From year 1
Exit windows open every 6 months.
About year 5
The property is sold, or sold in a block.
The fee grid: who pays what, and when
The same for every investor, published in full. You pay one fee yourself, at subscription; everything else is taken inside the property company before you are paid.
Platform Features
Clear data on every property
Market context, a plain view of the risks and the fees, all in one place.
Example · demo data
Rented apartment building
Example city · example district
- Minimum ticket
- 25,000 MAD
- Net cash yield
- 4.5 %
- Net IRR
- 3.1 %
Base scenario, net · indicative · not guaranteed
Market Analysis
Real-time analysis of Moroccan real estate market trends and emerging opportunities.
Gross rent yield, example data. The district figure is a demo value. Indicative.
Risk Assessment
A plain-language view of the main risks of each property, next to the numbers.
- Late rent
- Vacancy
- Price
Personalized Matching
Tailored recommendations based on your profile, goals, and risk tolerance.
Example profile: balanced, five-year horizon
The facts
Three things to know before anything else
25,000 MAD
Minimum ticket
Per project, in steps of 5,000 MAD.
1.5 %
Structuring fee
Plus VAT, paid once when you subscribe. Everything else is taken inside the property company before you are paid.
Every 6 months
Organised exit windows
Open after 1 year of holding.
Stop watching from the sidelines. Start with a simulation.
See what 25,000 MAD could look like, try the closed beta with demo money, or join the waitlist to hear when IGUDAR opens.